Service professional

Win bigger projects
with payment plans

Service financing that increases project size by 50%.
Approve clients instantly. Get paid upfront. Zero risk.

Trusted by 8,000+ Service Businesses

Turn quotes into contracts

50%
Larger Projects

Clients say yes to bigger scopes when they can pay over time

45 Sec
Approval Time

Instant decisions on estimates up to $75k

24 Hrs
Get Paid

Receive full payment within 1 business day

Simple Process

How service financing works

Close more jobs in 3 easy steps

1. Send Quote with Financing

Instant

Include financing options in your estimate. Show monthly payments. Client sees affordability immediately.

2. Client Gets Approved

45 seconds

Client applies online or by phone. Instant approval up to $75k. Multiple term options to choose from.

Perfect For

Services we finance

Flexible payment plans for any service business

Home Improvement

  • Roofing & siding
  • Kitchen & bath remodels
  • Flooring installation
  • Basement finishing

HVAC & Plumbing

  • HVAC system replacement
  • Water heater installation
  • Plumbing repairs
  • Ductwork installation

Auto Repair

  • Major engine work
  • Transmission repairs
  • Body & paint work
  • Tire & wheel upgrades

Landscaping & Outdoor

  • Pool installation
  • Deck & patio builds
  • Irrigation systems
  • Outdoor kitchens

Professional Services

  • Legal services
  • Accounting & tax prep
  • IT & software services
  • Marketing & advertising

Veterinary Care

  • Emergency procedures
  • Surgical operations
  • Specialty treatments
  • Dental care
Service Provider Benefits

Why service businesses choose MidPay

✓ Get Paid in 24 Hours
Receive full payment before starting work. Improve cash flow. No waiting for client payment schedules.
✓ Win 50% Bigger Jobs
Clients approve larger scopes when financing is available. Higher revenue per job. Close estimates that would have been declined.
✓ Zero Collection Risk
We handle all collections. No recourse if client defaults. You're paid upfront, guaranteed.
✓ Easy Quotes & Estimates
Include financing in every quote. Mobile app or web platform. Show monthly payments automatically.

Start winning bigger projects today

Join 8,000+ service businesses growing revenue with flexible payment options