Retail store

Sell more with
flexible financing

Point-of-sale financing that increases ticket size by 40%.
Approve customers instantly. Get paid upfront. Zero risk.

Get Started See How It Works
Trusted by 10,000+ Retailers

Turn browsers into buyers

40%
Higher Ticket Size

Customers spend more when they can pay over time

30 Sec
Approval Time

Instant decisions right at the register

0%
Risk to You

We assume all credit risk, you get paid upfront

Simple Process

How retail financing works

Close more sales in 3 easy steps

1. Customer Applies

30 seconds

Quick mobile or in-store application. Just need phone number and date of birth. No long forms or paperwork.

2. Instant Approval

Real-time

Get approval instantly. See exact amount available. Multiple payment term options. Customer chooses plan.

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3. Sale Complete

Same day

Customer leaves with product immediately. You get paid next business day. Customer pays monthly installments.

Perfect For

Industries we serve

Flexible financing for any retail business

Furniture & Mattresses

  • Living room sets
  • Bedroom furniture
  • Premium mattresses
  • Home office furniture

Electronics & Appliances

  • TVs & home theater
  • Major appliances
  • Computers & laptops
  • Smart home devices

Home Improvement

  • Flooring & carpet
  • Windows & doors
  • Kitchen & bath
  • HVAC systems

Jewelry & Luxury

  • Engagement rings
  • Fine jewelry
  • Luxury watches
  • Designer handbags

Sporting Goods

  • Fitness equipment
  • Bikes & e-bikes
  • Outdoor gear
  • Golf equipment

Pet Supplies

  • Veterinary care
  • Pet equipment
  • Grooming services
  • Pet accessories
Retailer Benefits

Why retailers choose MidPay

✓ Get Paid Next Day
Receive payment within 24 hours. Improve cash flow. No waiting 30-90 days for customer payments.
✓ Increase Sales by 40%
Customers buy more when financing is available. Higher ticket sizes. Close sales that would have walked.
✓ Zero Credit Risk
We assume all risk. No recourse if customer defaults. You're paid upfront regardless.
✓ Simple Integration
Works with any POS system. Mobile-friendly. Minimal training. Setup in under 24 hours.

Start offering financing today

Join 10,000+ retailers increasing sales with flexible payment options

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