Save 46% on every
debit transaction

Beat Square, Stripe, PayPal & Shopify with 1.49% debit rates.
That's $378+ saved monthly on $50k volume.

Quick Start - 2 Questions

What's your monthly processing volume?

Or Calculate Detailed Savings

The Truth About Payment Processing

Most processors charge you the same for debit and credit.
You're overpaying on 60% of your transactions.

❌ The Competition

2.75%+

Same rate for EVERYTHING

Debit card (60% of sales) 2.75%+

Credit card (40% of sales) 2.75%+

$1,375+/month on $50k volume

→

✓ The Solution (MidPay)

1.49%

FAIR rates that reflect real costs

Debit card (60% of sales) 1.49%

Credit card (40% of sales) 2.79%

$997/month on $50k volume

$378

saved EVERY MONTH = $4,536/year back in your pocket

Savings Calculator

Calculate Your Savings

See exactly how much you'd save vs Square, Stripe, PayPal & Shopify.

Monthly Volume

Avg. Transaction

Debit % (60% avg)

Competitors Cost

$1,375

2.75%+ flat

MidPay Costs

$997

1.49% debit

You Save

$378

per month

$4,536 saved annually

Works Everywhere

One system. Every scenario.

From mobile payments to full restaurant setups, MidPay adapts to your business.

📱 Mobile

Mobile Payments

Accept payments anywhere with portable terminals. Perfect for food trucks, pop-ups, and on-the-go businesses.

1.49% on debit

🖥️ Desktop

Counter Service

Full-featured countertop systems for cafes, retail shops, and quick-service restaurants.

1.49% on debit

🏪 In-Store

Multi-Location Retail

Enterprise solutions for retail chains with inventory sync, employee management, and advanced reporting.

1.49% on debit

🌐 E-Commerce

Online Payments

Seamless checkout for your website or app. Integrated with Shopify, WooCommerce, and custom platforms.

1.89% online debit

Premium Equipment

Free professional terminals

Industry-leading hardware at zero cost. No leases, no contracts.

Best Value

Barista using payment terminal at coffee shop

For Coffee Shops & Cafés

1.49% Debit

Fast contactless payments for high-volume service. Perfect for busy morning rushes.

Tap, chip & contactless
Built-in tip screen
Mobile order ready alerts
Free terminal ($599 value)

For Retail & Boutiques

1.49% Debit

Sleek checkout experience with inventory management. Built for modern retail.

Inventory tracking
Customer profiles & loyalty
Email receipts
Free terminal ($599 value)

Restaurant owner using modern POS system

For Restaurants & Food Service

1.49% Debit

Full-featured POS with table management and kitchen display. Built for busy restaurants.

Table & order management
Kitchen display system
Tableside ordering
Free terminal ($899 value)

Head to Head

MidPay vs The Competition

Save up to $124k annually on $1M volume. Compare our rates with Square, Stripe, PayPal, and Shopify.

Feature	Best Value	Square	Stripe	PayPal	Shopify
In-Person Debit	1.49% + $0.15	2.75%	2.7% + $0.05	2.89% + $0.49	2.7% + $0
In-Person Credit	2.79% + $0.15	2.75%	2.7% + $0.05	2.89% + $0.49	2.7% + $0
Online Debit	1.89% + $0.20	2.9% + $0.30	2.9% + $0.30	3.49% + $0.49	2.9% + $0.30
Online Credit	2.99% + $0.20	2.9% + $0.30	2.9% + $0.30	3.49% + $0.49	2.9% + $0.30
Keyed-In Debit	2.29% + $0.25	2.75%	2.9% + $0.30	3.49% + $0.49	2.9% + $0.30
Keyed-In Credit	3.29% + $0.25	2.9% + $0.30	2.9% + $0.30	3.49% + $0.49	2.9% + $0.30
Free Equipment	✓ Yes	✗ No	✗ No	✓ Limited	✗ No
Provider Choice	✓ 4 Options	✗ Locked In	✗ Locked In	✗ Locked In	✗ Locked In
Monthly Fee	✓ $0	✓ $0	✓ $0	✓ $0	✗ $39-$399
Setup Fee	✓ $0	✓ $0	✓ $0	✓ $0	✓ $0

Best Value

In-Person Debit: 1.49% + $0.15

In-Person Credit: 2.79% + $0.15

Online Debit: 1.89% + $0.20

Monthly Savings: Baseline

Save 46% on every
debit transaction

Most processors charge you the same for debit and credit.
You're overpaying on 60% of your transactions.

Calculate Your Savings